CHAPTER 1. If the debts due on a person are transferred to a rich (debtor), the Hawâla is irrevocable

3:486 Narrated by Abu Huraira

The Prophet said, “Procrastination (delay) in paying debts by a wealthy man is injustice. So, if your debt is transferred from your debtor to a rich debtor, you should agree.”

CHAPTER 2. If the debts due on a dead person are transferred to somebody, the transference is legal and valid.

3:488 Narrated by Salama bin Al-Akwa

Once, while we were sitting in the company of Prophet, a dead man was brought. The Prophet was requested to lead the funeral prayer for the deceased. He said, “Is he in debt?” The people replied in the negative. He said, “Has he left any wealth?” They said, “No.” So, he led his funeral prayer. Another dead man was brought and the people said, “O Allah’s Apostle! Lead his funeral prayer.” The Prophet said, “Is he in debt?” They said, “Yes.” He said, “Has he left any wealth?” They said, ”Three Dinars.” So, he led the prayer. Then a third dead man was brought and the people said (to the Prophet ), Please lead his funeral prayer.” He said, “Has he left any wealth?” They said, “No.” He asked, “Is he in debt?” They said, (“Yes! He has to pay) three Diners.’, He (refused to pray and) said, “Then pray for your (dead) companion.” Abu Qatada said, “O Allah’s Apostle! Lead his funeral prayer, and I will pay his debt.” So, he led the prayer.

CHAPTER 3. The Statement of Allah. “To those also, with whom you have made a pledge (brotherhood) give them their due portion by Wasiya- (wills etc.).” (V.4:33)

3:491 Narrated by Asim

I heard Anas bin Malik, “Have you ever heard that the Prophet said, ‘There is no alliance in Islam?’ ” He replied, “The Prophet made alliance between Quarish and the Ansar in my house.”

CHAPTER 4. He who undertakes to repay the debts of a dead person has not the right to change his mind.

3:493 Narrated by Jabir bin ‘Abdullah

Once the Prophet said (to me), “If the money of Bahrain comes, I will give you a certain amount of it.” The Prophet had breathed his last before the money of Bahrain arrived. When the money of Bahrain reached, Abu Bakr announced, “Whoever was promised by the Prophet should come to us.” I went to Abu Bakr and said, “The Prophet promised me so and so.” Abu Bakr gave me a handful of coins and when I counted them, they were five-hundred in number. Abu Bakr then said, “Take twice the amount you have taken (besides).”